How to use Your Health Insurance ?

Oversea Insurance
  An insurance operated by the international company. Which is designed to meet the needs of travelers or tourists.  That needs protection from travel risks for a short period based on the number of days traveled. Which is designed to be used for travel abroad.

How many types of travel insurance?
1. Individual travel insurance
2. Airline travel insurance 
3. Credit card travel insurance 

How to claim medical expenses coverage?
Outpatient and emergency 
  With the conditions of different international business hours and long processing times, a hospital reserves the right by requiring patients to pay for a hospital expense by themselves. The hospital will prepare a medical certificate and receipt for patients to process the claim on their own

Inpatient
  The patient must prepare the following documents to the hospital in order to collect your medical bills directly with the insurance company.
    - Copy of passport
    - Copy of insurance policy
    - Tickets for arrivals and departures from the country

Important Note:
- The hospital reserves the right to consider accepting or rejecting guarantees coverage for the treatment of some companies.
- Most overseas insurance companies need at least 2 working days to proceed, if the patient discharges before the insurance company considers medical coverage, patients must pay and process the claim on their own

   If you have Thai social security you will have been issued a social security card with your name and number printed on it. Simply bring your card along with you when you visit and show it to the reception desk. It will then be indicated on the records that you will be using social security and when it comes to paying you will simply hand in the bill and pay for any medicine or services not covered under this system.

Important Note :
   If you need a medical report, please don’t forget to ask your attending doctor to issue a medical report. Also check that the medical report is stamped with the hospital stamp when you pay at the cashier.

What is health insurance and its types?
  Health insurance is an insurance product which covers cost of an insured individual's medical and surgical expenses. Subject to the terms of insurance coverage.  

Types of health insurance
  1. In-patient health insurance (IPD): To be hospitalized for at least 6 consecutive hours or as determined by the insurance company.
  2. Out-patient health insurance (OPD): To be treated at the hospital. but not hospitalized.
  3. Health Insurance for Critical Illnesses: Coverage for serious diseases such as cancer and tumor groups, etc.
  4. Accident insurance (PA): Coverage when accident cause bodily injuries and require medical care
  5. Income Protection insurance: Daily compensation during the hospital stay. And or while unable to work

Which can be divided into sub-groups according to groups of insured
  1. Individual health insurance: Refers to any policy that is chosen and paid for by the policyholder 
  2. Student insurance: For student group, which most schools in Samui will only provide accident insurance
  3. Group insurance: For group buyers
  4. Travel insurance: For tourists who need protection while traveling, based on the number of days traveled

*** Thai Insurance Partners please click on the link for further details of our partner insurance.

Health insurance for migrant and migrant workers
  Apply for a health insurance card at a public health facility

The cost rates
1. Migrant workers and follower aged 7 years and above (coverage 2 years)
    - Health examination fee 500 baht
    - Health insurance fee 3,200 baht
  2. Children aged 0-7 years (coverage 1 year)
    - Health insurance fee 365 baht
  3. Migrant (coverage 2 years)
    - Health examination fee 500 baht
    - Health insurance fee 3,200 baht


Benefits
  Covering the following medical services
  1. Diagnosis, treatment, childbirth, medical rehabilitation until the end of treatment and certified    alternative medicine 
  2. Tooth extraction (including impacted tooth surgery), Filling and Scaling
  3. Common patient room and food
  4. Drugs and medical supplies as in the National Drug List
  5. Referral for medical treatment between hospitals
  6. Basic vaccination in children

Important note:
  - Eligible patients must pay for the medical treatment 30 baht for each visit.
  - Except health promotion services, disease prevention and disease control